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Mary-Kate: Miami Yikes!

12/4/2008 2:25 PM PST BY TMZ STAFF

With a tropical Zorro hat, beachy blue velvet Stevie Nicks blazer, spring shade of black useless scarf, raggedy bell bottoms and Summer of Love platform wedges, Mary-Kate Olsen endured a bitter cold 75 degree winter day in Miami Beach on Wednesday.

No word if she went for a swim in a lambswool bikini or thermal one-piece.

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