FreeCreditReport Band Must Change Dumb Tune

"Turns out those dumb commercials, that sing 'bout credit reports for free,
Are really full of crap and charge a 15 dollar fee,
The government took notice, and just passed a brand new bill,
Which stops those lying companies from lying to you still."


Free Credit Report .Com

"The only place to get free reports, so says the government,
Is to go to AnnualCreditReport.com, and to you they'll be sent.
Thanks a bunch to the FTC, but who we gotta thank the most...
Are the people who wrote about this first, over at the Huffington Post."


Tags: .com, Free credit report, FreeCreditReport, scam

Reader Comments

(Page 1 of 4) | 1 | 2 | 3 | 4 | Most Recent | Next 15 Comments

1. FIRST AGAIN SUCKERS!!!

Posted at 1:26PM on May 26th 2009 by toofastforyou!

2. Yeah normally the disclaimer on the bottom of the commercial tells you it isn't actually FREE. Shocking I know!

Posted at 1:28PM on May 26th 2009 by 918

3. Actually it is free but only for one credit report. I use them to monitor Experian (which I am assuming they are run by). I figured if something pops up on one, then the others follow suit. However, I do pay the 24.95 about every 6 months or so to make sure there isn't anything crazy on there. They also give you tips on how to make your credit score higher. Worth my money if you ask me.

Once again, TMZ coming out with 1/2 truths.

Posted at 1:30PM on May 26th 2009 by Frances

4. Sounds like someone from tmz got suckered by one of those "dumb" commercials... what sour grapes now?

Posted at 1:30PM on May 26th 2009 by MasterBates

5. THIS COMMERICAL SUCKS , TALKING ABOUT CHEAP EMPLOYEES .

EVERYONE KNOWS THIS COMMERICAL , TIME TO HAVE SOMETHING ELSE

THE SAME ACTORS / ACTRESSES ARE LOOKING TIREDSOME .

THAT OLD LADY IN SEVERAL COMMERICALS .

Posted at 3:23PM on May 26th 2009 by CHEAP COMMERICAL . IT SUCKSSS

6. my son tells me NOT to hum this jingle, admittedly sometimes i do

Posted at 1:42PM on May 26th 2009 by TAINT

7. Do you actually think the service this company was offering was free? How do you think this company pays for these commercials? DUUUH!! Use some common sense, people! I remember this company 5 years ago, the company was advertising heavily on the internet, and when I went to the site, the company wanted to charge me. Nothing is really free, I remember that time. Actually there are some ways to get the credit report for free, by law. Here in Maryland, it's the law, that each resident should be able to receive one free credit report from TransUnion, Equifax, and Experian once a year.

Posted at 1:36PM on May 26th 2009 by ElBueno

8. Nice poem.

Posted at 1:40PM on May 26th 2009 by justsaying

9. Hey!! all you DUMB folks, you can get your credit report for free. You just have to write to them if you know how to write. Sorry I forgot you just watch TV

Posted at 1:42PM on May 26th 2009 by hell with them all

10. But I LOVE them!

Posted at 1:52PM on May 26th 2009 by Lillianne

11. If anyone actually went to the site for them they tell you that you must be enrolled in their triple advatage plan and if you are looking for your free credit report to click on a link that does take you to where you get your free report!
I loved those commercials and that song

Posted at 1:57PM on May 26th 2009 by Heather

12. I have been seriously considering sueing this company for the BAADD tunes they play. I have to mute the commericals everytime I hear their ads, I literally cringe in distress from their "catchy" tunes. I say good ridance, and if they don't go off the air because of their lying, maybe someone from Harvey's law team could help me file a suit because of the pain their ads cause me.

Posted at 1:55PM on May 26th 2009 by Val J

13. I got scammed by the "free credit report" BS. They charged $15 to my card, luckily I noticed after the 1st month and was only charged once before i cancelled it. My sister was charged SIX months without knowing! Then she had to call some 1-800 number to cancel, they harassed her over the phone trying to talk into signing up for other things, and trying to convince her to not cancel.

NEVER go to their website.

Posted at 2:07PM on May 26th 2009 by squattmunki

14. Yea TMZ! I hate this company, they're totally scum bags. I'm not that dumb, I have no clue how the "are you sure?" or "you will be charged" disclaimers went passed me. I was super pizzed they would even claim to be free. In this case I say..YAY government for keeping a lid on this!

Posted at 2:36PM on May 26th 2009 by Sylvie

15. Any body seen me food stamps? i be hungry

Posted at 2:41PM on May 26th 2009 by toofastforyou!

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