Dr. Phil's son Jay McGraw doesn't live in a sick $30 million mansion like his father does -- his new pad only cost about $6.5 mil. It's a hard knock life!
Jay and his wife Erica (of Dahm Triplets fame) put the finishing touches on the purchase last month ... securing the six-bedroom, 11,128 square foot estate in a gated community in Calabasas, CA.
The house also features a two-story library, tennis court, six-car garage, and seven fireplaces.
And in case you're wondering ... Jay -- executive producer of "The Doctors" -- picked up the tab with his own funds. No help from daddy required.