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NFL Star Jay Cutler Check Out My Million Dollar Penthouse ... it's RENTED!

EXCLUSIVE
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NFL quarterback Jay Cutler has a brand new Chicago penthouse -- BUT it seems he's not laying down any permanent Chitown roots ... choosing to rent, rather than buy the million dollar pad.

The Chicago Bears ​star, whose $30 million contract expires in two seasons, is the proud new tenant of a 2,000 sq. ft, 3-bdrm, 3-bath condo at the very top of a Chicago high-rise.

His swanky new crib also boasts floor-to-ceiling windows, hardwood floors, and panoramic city views ... so next time he's benched with a broken thumb he'll have plenty to stare at. 

The apartment would sell for a shade over a million dollars -- but Cutler, who is expecting a baby with fiancée Kristin Cavallari, is shelling out around $6,100 a month in rent for the sleek, but not-so-permanent digs.

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