'Full House' Star Jodie Sweetin Sues -- Car Accident Wrecked My Car AND My Wallet

"Full House" star Jodie Sweetin got smashed in a car accident ... and now she's suing the guy who hit her for more than $25,000 ... TMZ has learned.

In the lawsuit, filed today, the ex Stephanie Tanner claims the accident happened in LA in March, 2011 -- and that she suffered damage to her vehicle, loss of wages, and loss of "earning capacity."

TMZ obtained a copy of the suit Jodie filed against Clark Taylor Stavros ... and in it she also claims to have racked up medical bills. All told ... Jodie claims the accident set her back $25k.

At the time of the wreck ... Jodie tweeted -- "Had a car accident, I'm Ok. A wrist fracture and neck and body are really sore."

How rude.