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Ryan Lochte I'm a Speed Demon On Land Too!

EXCLUSIVE
1119-ryan-lochte-tmz
Ryan Lochte hauling ass in the pool
= Olympic gold medals.

Ryan Lochte hauling ass in his car = INSTANT SPEEDING TICKET.

The swimming champ was pulled over by cops in Gainesville, FL recently -- near where his parents live -- after officers say he was going 49 in a 40.

According to court records, Lochte was issued a $119 ticket ... which he can probably afford. If not, he can always sell his diamond-encrusted grill.

Moral of the story ... Florida cops are strict. For more sports stories, check out tmzsports.com!
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