Lindsay Lohan -- Dangerous Night in NYC with Addict Pal

Lindsay Lohan was in the wrong place, at the wrong time, with the wrong dude last night in NYC -- at least based on her history with her hotel owner pal.

In a photo that spells nothing but trouble for Lindsay ... she was snapped outside The Dream Hotel at 1 AM with Vikram Chatwal ... who owns the hotel, but more importantly has an even darker past with drugs than Lindsay.

As TMZ reported, Linds thinks she and Chatwal -- himself a rehab grad -- can help each other stay clean … which is kinda like a diabetic having Paula Deen for a best friend.

Not to mention ... LiLo was arrested last year at The Dream for a hit and run, after grazing a pedestrian outside the hotel, and then fleeing the scene.

So, let's review -- out late night, hanging with a recovering addict, at a spot where she's already been arrested once.