'Empire' Star Bryshere Gray I Got a Million $$$ Mom!!!

3/30/2015 6:29 AM PDT

"Empire" star Bryshere Gray is among the 10% of the American population that is actually saving cash.

Gray flew into Reagan National Airport in D.C. Sunday when our photog Colin asked him about his new-found wealth.

The actor was locked and loaded ... he has a plan, alright, and his dear mom is the beneficiary!