Dr. Drew -- Dwight Howard's Baby Mama Has a Point

Dwight Howard's baby mama wasn't talking out of her ass with that whole "celeb kids have psychological baggage" argument ... this according to an expert in the field, Dr. Drew.

We broke the story ... a woman named Tiffany is demanding more child support from the NBA star -- and part of her argument is that her child will likely need expensive therapy sessions later on to "deal with the unique issues involved in being the child of a celebrity."

So, we asked Dr. Drew if there was any weight to her argument ... and he explained why it's "not totally unreasonable."

Drew acknowledged there is some added stress that goes along with being the child of a famous person ... but says it's not really a problem that money can cure.