Trick Daddy -- Bankrupt! These Baby Mamas Are Expensive

Trick Daddy has filed for bankruptcy because, according to him ... he’s got next to ZERO money in the bank, and his baby mama bills keep piling up.

The Miami rapper filed for Chapter 11 saying he’s got about $430k in assets – which sounds decent, except he's also $645k in the red! Including: $34,837 child support to one mother, $22,282 to another, $290k in back taxes, and $280k for his first mortgage.

Interestingly, Trick Daddy says he still makes about $14,500 a month -- most of it off music publishing and club gigs -- and doesn't live a baller lifestyle. Hell, TD says he only has $550 in clothes and jewelry!

So fiscally responsible. Outside of baby mamas and the IRS.