Erin Andrews: Bankruptcy Won't Save the Perv

Erin Andrews will haunt her hotel peeping Tom for the rest of his life ... after a judge ruled he's still on the hook for that $28 million, despite filing for bankruptcy.

TMZ broke the story ... Erin filed legal docs last month asking an Oregon bankruptcy judge to ensure Michael Barrett didn't get the civil court victory wiped out in his Chapter 7 case ... and the judge agreed.