Charlotte Mckinney 72 Degrees ... But Nippy

9/4/2016 8:00 AM PDT

Charlotte McKinney -- 72 Degrees ... But Nippy

Charlotte McKinney felt a cool breeze in Malibu ... and it showed.

Charlotte was making her way out of a grocery store ... and despite the warm temp, her nips were up and at 'em.

#NipsUp