"If you don't see it," Finley said, "let's go to [Jordan] Love."
It might sound crazy -- considering Rodgers is coming off one of his best seasons EVER -- but Finley says the way Aaron played this past weekend in a blowout loss to the Saints has him very concerned.
"Aaron Rodgers looks tired," said Finley, who earlier in the week also said Rodgers looked like he had lost his "hunger."
"I bet the guy probably don't want to play football anymore," Finley added.
Finley said he'd be willing to give Rodgers the first quarter of the season to show if he still has the MVP skillset left in him ... but he made it clear, if signs aren't pointing upward by then, he'd start Jordan Love.
"You've got one of the highest-paid backup quarterbacks sitting right behind Aaron Rodgers, so you might as well utilize him and get him going for the future," Finley said.
As for if he thinks Aaron can turn it around ... Finley tells us he's rooting for the QB, but he ain't exactly optimistic it'll happen.
"I don't think [the Packers] are going to have a good year this year," Finley said.
BTW ... Jermichael is promising to give more hot takes on the Packers all season on his new podcast, "Inside Spin With J Fin" -- saying you can catch it weekly on his social media platforms.