Maria Menounos Talks Wedding and Having a Baby

Maria Menounos has a big decision ... should she have a baby before or after her wedding?

Our fearless photog Charlie got the 38-year-old arriving at LAX Friday and asked about the ticking clock. She happened to be on the phone with the person who will facilitate both nuptials and baby-making ... her fiance, producer Keven Undergaro.

Check it out ... she puts Kev on speaker and he's beyond incredulous when Charlie asks if baby-making is a chore.