Lloyd's of London -- Overdose Clause?

MIchael JacksonA spokesperson for Lloyd's of London tells us she's never heard of a case where her company has insured someone for a drug overdose.

AEG, the company that was promoting Jackson's London concerts, claimed yesterday the policy it took out from Lloyd's did not cover death from natural causes but did cover overdoses.

Louise Shield -- the head of communications for Lloyd's of London -- tells us such a policy is "odd" and that she's never heard the company insuring for drug overdoses.

What's more -- Shield says the company typically requires a "medical assessment" .... a physical before the policy is written.

As we first reported, Jackson's body had dozens of injection sites in various places. So the question -- how could a policy be issued with clear evidence of a problem?

Shield would not comment on the policy, and found it strange AEG discussed it publicly. She's not saying if overdoses were covered or not.

Tags: AEG, insurance, Lloyds of London, LloydsOfLondon, Louis Shield, LouisShield, michael jackson, MichaelJackson, od, overdose

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1. Please watch The Tonight Show with Conan O'Brien weeknights at 11:35 pm.

Posted at 1:44PM on Jul 3rd 2009 by Jay Leno

2. TMZ: The Micheal Zone.......... is there nothing else to report on?? sheesh.......

Posted at 1:45PM on Jul 3rd 2009 by bored with this

3. Boy..corruption everywhere! I couldn't get insurance because I had depression years ago, yet needle-ridden MJ gets insured????

Stay on it, TMZ, good work!

Posted at 1:47PM on Jul 3rd 2009 by sam

4. the hored doctor probably conducted a fake physical........listed eveything as normal, even if it wasnt....they are resp for his death!

Posted at 1:46PM on Jul 3rd 2009 by bitch

5.
the hired doctor probably conducted a fake physical........listed
eveything as normal, even if it wasnt....they are resp for his death!

Posted at 1:47PM on Jul 3rd 2009 by bitch

6. Something is NOT right here! TMZ keep up with the digging. I have a feeling alot of peeps are going to go down at the end of all of this!!

Posted at 1:51PM on Jul 3rd 2009 by Dawg

7. So, now everything is clear. MJ was worth more for AEG dead than alive. They gave him quack dr. The good doc killed him. The LAPD police waited 2 days to go back, what they found will not stand in court. Dr. waited for the drug to leave the body as long as he could. AEG pays for Quack's lawyers. End of story. Now the question is WILL the MURDERERS BE PROSECUTED?

Posted at 1:51PM on Jul 3rd 2009 by Here it goes...

8. This is all just so weird. ;-)

Posted at 1:51PM on Jul 3rd 2009 by BIll

9. The incense rises to Heaven and is pleasing to God. The guy next to me works in the same mysterious way. But with beer farts and Aqua Velva. You know, I feel as if I'm in the fifth row for "I've Heard Worse." You probably know it as "Close Enough to Jazz to Suck." Either way today's news is going to hurt some. We're not really talking about this so much but I think one of my cats is into rabbits. That or the rabbit was choking and my cat's a hero. Some old dude is smoking weed in the elevator. We should start a band or something. Be right back...

Posted at 1:53PM on Jul 3rd 2009 by Maynard James Keenan

10. Who killed him and what for?

Posted at 1:54PM on Jul 3rd 2009 by MTNDewuu

11. TMZ WILL Overdose soon on MJ .BTW Thanks for all the $$$$$$$$$$$$$ you made for me in the 80's the juke-box in my Bar never stopped.RIP to the young MJ

Posted at 1:55PM on Jul 3rd 2009 by Mik

12. gosh you all it's only been a week and look at all the damaging evidence already building up....... this will be a forever trial and lots of people will get fined and jail time for all of this---------------------------------------- Michael was guilty of wanting but the people that gave to him knew full well what they were doing and cushioned their pocket all the way...... this is fascinating to watch unfold----------------------------------great job TMZ

Posted at 1:56PM on Jul 3rd 2009 by mid missouri

13. Sounds like TMZ is just printing rumors without verifying "Sources say..."

That is not journalism.

Posted at 1:58PM on Jul 3rd 2009 by IMO

14. Debbie Rowe should get the children. First, she wants a restraint against Joe Jackson which is more than Katherine Jackson is willing to demand. Second, she didn't sell the children she was forced into giving him full custody because of his team of attorneys. While Jackson was in Bahrain and Ireland, her children visited her in the U.S. That doesn't sound like a mother that has given up of seeing her children. Many claims that I have read are falsely attributed to her, likely from the MJ camp, to steer the publics perception. Third, Katherine Jackson was just in bankruptcy so please stop pretending she isn't motivated by $$. Joe Jackson controlled her once, enough to allow for alleged abuse. No doubt such will happen again. Joe might not have been named in the will directly, but he might make a grab for it through the Family Trust. Fourth, Debbie deserved money from Jackson as a divorce settlement and did not sell her children. But realistically, she could not compete with MJ's attorney's for custody of the children, but in his death she can and is.

Posted at 1:56PM on Jul 3rd 2009 by David

15. I am an insurance coverage law attorney.

There is NO coverage.

If the policy covered "overdoses", the insurer would have asked several questions about his use. It is clear he would have had to lie. Making false statements to an insurer VOIDS coverage.

It is that simple.

Posted at 1:59PM on Jul 3rd 2009 by Blackstone

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