Ke$ha -- I Had My Own Mortgage Crisis

10/19/2010 1:00 PM PDT BY TMZ STAFF
Good thing the economy's in the tank -- because if the loan market were any better ... Ke$ha might still be refinancing mortgages over the phone ... as a telemarketer.

Baby Gaga red, white, and blew her way through the crowd in front of Teddy's in Hollywood last night -- telling us, she did in fact work as a telemarketer before she made it big ... selling housing loans and refinancing mortgages.

Sounds like it wasn't really her thing  -- 'cause the gig only lasted two days.