Charlotte McKinney She's Quite The Handful

8/10/2015 9:32 AM PDT

Charlotte McKinney -- She's Quite the Handful (PHOTOS)

EXCLUSIVE

Charlotte McKinney nearly had herself a wardrobe malfunction as she ran into the ocean Sunday afternoon ... but sadly she held on for dear life. 

Her boyfriend Stephen Dorff was there as well ... but pay him no mind. 

Some guys would argue ... a good boob grab beats a nip slip ... sometimes.