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The Cutest $20 Million Dollar Baby

9/29/2008 5:37 AM PDT BY TMZ STAFF

With her umbrella in tow, precious two-year-old Matilda Rose Ledger took a leisurely stroll through NYC on Sunday.

Matilda won't have to worry about rainy days much longer, as she will reportedly inherit all of Heath Ledger's $20 million estate. As for Heath's life insurance policy ...

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