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Michael Jackson Flunked His Credit Report

8/28/2009 7:35 AM PDT BY TMZ STAFF

Michael Jackson Credit ReportHere's a shocker -- Michael Jackson had an abysmally low credit score.

TMZ has learned that in 2007, Jacko's average credit score was 563.67 (Equifax 592, Transunion: 524, Experian: 575) which most experts consider very low. (According to, the average credit rating for people in California is 672.)

The reasons for MJ's credit woes ... We're told he was dinged for several reasons, including:

-- A derogatory public record or collection filed
-- The amount owed on delinquent accounts
-- Number of accounts with delinquency
-- Too many inquiries in the last 12 months

We've also learned Barneys New York actually shut down Jacko's credit line after he racked up more than $224,000 in one billing cycle, this according to Jacko's credit report.

MJ's troubles seem to have stemmed from a large net worth but nearly no disposable income. As we reported earlier, MJ's "Cash in Bank" was $668,215 -- or .05% of his net worth.


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Tohme was a gangster, and he claimed to be an ambassador of Senegal, but Senegal never heard of him. Jermaine is the one who hooked MJ up with Tohme, when MJ was sick, in a wheel chair, and depressed.

1826 days ago


This is news? Everyone already knew Michael would get behind on his bills and I'm thinking he must have had a lazy accountant also because someone should have advised him about paying his bills. Someone that makes as much money as him and shops and invests in many many things can easily forget about bills that are due because there are probably 100s of them. Even though you people at TMZ think you can flash your average 675 credit score around you're just jealous of the fact that even though MJ was in debt he's still worth more than you will ever amount to in your whole life.

1826 days ago


Here’s some news for you TMZ:

Michael Jackson visits the hospital and furthermore, he saved a child’s life

Aphrodite Jones and Thomas Mesereau

1826 days ago


so many of you said such nice things in the comments!! thank you!! have all the mean people gone to bed or something?

you never hear about how much he donated to charities, just the negative things. i want some positive stories about michael!

1826 days ago


TMZ it is NONE OF YOUR BUSINESS WHAT MICHAELS CREDIT SCORE WAS!! Hell i have a low score too big freakin deal!!! People are right on some of these posts where is the other dead celebrities credit reports??? Stop being so negitive about MJ he was a great man who helped many people around the world! Try reporting about that!! What about the kid that needed a liver and the childs parents couldn't afford to pay for it Michael stepped up and paid for it out his pocket!!

tmz stop being like the tabliod trash papers and show respect for MJ! and its NOT "jacko" it is Michael Jackson! damn you tmz people need to learn what respect is!

and @marieant0811
I would love to see what Al Sharpton has to say about all these LIES and TRASH that has being printed not only about MJ but about his children..tell us when murray and klein get locked up!!

1826 days ago


All the haters must be busy whacking off to Internet porn.

1826 days ago


WTF is up with the "J@cko"!!! Who's the a$$hole that keeps writing that? The man's dead, can't you some him a little respect for once?

C'mon Harvey your betta than that.

Ya'll got some good exclusives but this one is just desperate. Just wait for the autopsy guys...

1826 days ago


lyrics to MJ song Privacy..u guys are the epidemy of what he was referring too..shame on all of u!

and u did bury him!..congrads!

(although he aint buried, but u helped kill him)

Ain’t the pictures enough, why do you go through so much
To get the story you need, so you can bury me
You’ve got the people confused, you tell the stories you choose
You try to get me to lose the man I really am

You keep on stalking me, invading my privacy
won’t you just let me be
‘cause you cameras can’t control, the minds of those who know
That you’ll even sell your soul just to get a story sold

I need my privacy, I need my privacy
So paparazzi, get away from me

Some of you still wonder why, one of my friends had to die
To get a message across, that yet you haven’t heard
My friend was chased and confused, like many others I knew
But on that cold winter night, my pride was snatched away

Now she get no second chance, she just ridiculed and harassed
Please tell my why
No there’s a lesson to learn, respect’s not given, it’s earned
Stop maliciously attacking my integrity


Now there’s a lesson to learn, stories are twisted and turned
Stop maliciously attacking my integrity

1826 days ago


can you NOT call him jacko tmz, his name is jackson

1826 days ago


TMZ you are becoming unhealthy, like the other medias, take care you will loose all credibility

1826 days ago


Awe, Poor Michael! I would have helped him out. Anyways, who needs a credit score when all he had to do was sell one piece of the priceless treasures he possessed. Well, the ones he had before Dr. Murray pilfered them.

1826 days ago


TMZ, you guys are freaking crazy. Why are you digging up his credit score? Are you kidding me? How about we dig up YOUR credit score and post it all over the internet, let's see how you like that!

1826 days ago


MJ would always visit an orphanage and a children's hospital before every show. He would walk through and find out what medical care or surgery each child needed, and then he would pay for it all. He would walk through whispering orders to someone in charge, "I want to see new beds, I want these children to have new sheets and bedding, new clothes, better food, toys, books, and I want more people taking care of them, and if all these things are not done by tomorrow, I'm not performing." MJ had stored up more treasure in heaven than you could ever imagine, and his credit score with God is awesome.

1826 days ago


Harvey, how 'bout we dig up your true height and post that all over the Internet, shorty.

1826 days ago


TMZ how many millions of dollars did you gave to charity organizations ?

1826 days ago
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