Swift Gives One of the Best Tips of 'ALL TIME'

Taylor Swift dropped a fat tip at a NY restaurant just 24 hours after the VMAs -- proving Kanye West's overwhelming doucheyness isn't as contagious as once thought.

Swift hit up Serendipity 3 restaurant with Emma Stone for dinner on Monday night, where we're told she munched on cheese ravioli and washed it down with a soda.

When it was time for the young ladies to pay the $60 tab -- we're told Taylor picked up the bill and dropped an extra $24 for the service -- that's a 40% tip!