Mel Gibson Sued -- Foreclosure an Option

9/23/2010 2:50 PM PDT
Mel Gibson could lose three of his Malibu properties and his church if he loses two lawsuits that were filed by a company that built all things Mel in Malibu ... TMZ has learned.

According to one of the suits, Mel and soon-to-be ex-wife Robyn -- also a defendant -- allegedly owe Ramage Construction around $12,000 on the 3 residential properties located near Mel's Malibu church.  The suit asks for the money but, in the alternative, asks permission to foreclose on the 3 homes to satisfy the debt.

Ramage filed a second suit against the A.P. Reilly Foundation, which owns Mel's church, claiming it owes around $200,000. The suit asks for the same relief -- payment or foreclosure.

No immediate comment from Mel's rep.