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Michael Jackson Flunked His Credit Report

8/28/2009 7:35 AM PDT BY TMZ STAFF

Michael Jackson Credit ReportHere's a shocker -- Michael Jackson had an abysmally low credit score.

TMZ has learned that in 2007, Jacko's average credit score was 563.67 (Equifax 592, Transunion: 524, Experian: 575) which most experts consider very low. (According to, the average credit rating for people in California is 672.)

The reasons for MJ's credit woes ... We're told he was dinged for several reasons, including:

-- A derogatory public record or collection filed
-- The amount owed on delinquent accounts
-- Number of accounts with delinquency
-- Too many inquiries in the last 12 months

We've also learned Barneys New York actually shut down Jacko's credit line after he racked up more than $224,000 in one billing cycle, this according to Jacko's credit report.

MJ's troubles seem to have stemmed from a large net worth but nearly no disposable income. As we reported earlier, MJ's "Cash in Bank" was $668,215 -- or .05% of his net worth.


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TMZ, why don't you report something interesting like what were those fire trucks doing parked all crooked in the street in front of Dr. Arnold Klein's office on either the day of, or the day after, he tried to interfere in the Jackson's custody hearing? I think it's really suspicious how you overlooked that one.

1852 days ago


Wacko TMZ you right place will becomme very soon in a carbage can

1852 days ago


Couldn't have said it any better than #40 ~Lovehimmore ~ Very well said.........

1852 days ago

Look at all the WJ spermette cheerleaders on TMZ. WJ rahrahrah!    

To all Jacko researchers: What did Michael Jackson, Teddy Kennedy,
Ryan Jenkins, Phillip Craig Garrido and Nancy Garrido all have in
common? Three guesses. Clue: It is NOT a turkey baster.

1852 days ago


How does TMZ get access to Michael's credit score? are shady.
I couldn't care less about his credit score.

Shame on TMZ for the jump-to-conclusions heroin story too.

Rest in peace Michael. You are always in my prayers. I miss you terribly and love you more.

1852 days ago


LoveHimMore: That anecdote about threatening to not perform until changes were made in orphanages was on his DVD HIStory. I am so glad they put that in there. It was such an eye-opening moment when I saw that. I had no idea the magnitude of MJ's generosity. And I, too, love your credit with God comment. Perfect.

Funny how MJ (the most famous and hunted man alive) managed to go about quietly giving millions away, yet Brangelina and their ilk like Madonna have to make announcements so everyone can "ooh" and "ahh" at their donations.

1852 days ago


WTF dude, the man is dead like the credit score really matters now. @lovehimmore you're kicking ass tonight!

1852 days ago


@Anna and LuvMJbad

Only a devil can be cruel to MJ.

1852 days ago


TMZ you are pissing me off.

What about the 5.5 million cash Tohme had.

Just post his DNA profile, go steal Paris' hair clippings and post his social security number why don't you.

Let's crawl up Harvey's bum.


1852 days ago



lol I'm so happy to see you!

1852 days ago

danger baby    

Beth: Excellent youtube link to aphrodite jones and tom mesereau. Thanks. Hadn't seen that.

1852 days ago


Only a devil can be cruel to MJ.

Read more:
Like the person who posted this article.

1852 days ago


TMZ, why you did not understand that the more you will say bad things on MJ, the more we shall love him.

1852 days ago


Well, it's interesting you feel the amount of cash he had on hand and his credit rating is important. I think the true measure of this man, and any other man for that matter, is not what he kept, but what he gave away. I don't think anyone can stand shoulder to shoulder with Michael when it comes to giving not only money, but giving of himself. I don' t think that big headline about his credit rating is worth anything, I wonder in the big scheme of things if you've added anything to TMZ's credit rating with this article.

1852 days ago


TMZ really honest to God is this even necesary???? do you really have to dig and find out about every little thing about this man? who really cares?? a lot of pple have bad credit so what? big deal....why cant you find out about the most important things like why Murray is still running scott free? and more about Tohme Tohme??huh

1852 days ago
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