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Jay McGraw -- It's Good to Be Dr. Phil's Son

2/20/2011 5:30 AM PST BY TMZ STAFF

Dr. Phil's son Jay McGraw doesn't live in a sick $30 million mansion like his father does -- his new pad only cost about $6.5 mil. It's a hard knock life!

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Jay and his wife Erica (of Dahm Triplets fame) put the finishing touches on the purchase last month ... securing the six-bedroom, 11,128 square foot estate in a gated community in Calabasas, CA.

The house also features a two-story library, tennis court, six-car garage, and seven fireplaces.

And in case you're wondering ... Jay -- executive producer of "The Doctors" -- picked up the tab with his own funds. No help from daddy required.


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