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Dr. Phil -- Free and Clear in Bus Crash Lawsuit

5/15/2011 4:30 AM PDT BY TMZ STAFF

Dr. Phil McGraw is finally done with the bus accident lawsuit that made headlines a few years back -- and get this ... the whole thing didn't cost him a cent.

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A bus carrying 19 people crashed on the way to a taping of "Dr. Phil" back in 2007 -- and five of the women on board banded together to sue him and the bus company for negligence.

Earlier this week, the five women settled their lawsuit. According to a source close to the settlements, only the woman who was most seriously injured came away with a nice-sized settlement. 

We're told Dr. Phil's production company, which was named in the suit, didn't shell out a dime -- it all came from the insurance company for the bus company.

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