Simon Cowell The Moobs Cover-Up!

0104_simon_cowell_ramey_articleThere is one part of his body that Simon Cowell does not want to expose to the sun -- or photographers -- his luscious hairy man boobs.

While soaking up the rays on a yacht in St. Barts, "The X Factor" king kept it demure by making sure his masculine buxom boy-breasts were always covered up.

Doesn't the 53-year-old know everyone goes topless in the Caribbean?