When ballers like T.I. want to cut down their commute they do NOT carpool -- they just spend more cash on a new home ... closer to work. Genius.
Atlanta sources tell TMZ ... Tip just leased a 4 BR, European estate in the exclusive Buckhead neighborhood -- even though he and his wife Tiny already have a house in A-Town.
We're told ... the rapper's real estate motivation is simple. The place is just two minutes from his studio -- erasing his usual 40 minute drive home after a night of recording.
But check out the pics -- with a massive pool, outdoor kitchen, and entertainment area -- we doubt there will be a lot of sleep going down at this crash pad.