Todd Chrisley Sued: Spare Us the Lame Excuses ... Pay Your $45k Tab!

Todd Chrisley apparently doesn't know best when it comes to paying his attorneys ... at least according to his ex-lawyers who say Todd's been ducking them for a year on a hefty bill.

Fink & Steinberg law firm says Chrisley and his wife, Julie, hired them in 2014. According to the lawsuit, F&S worked for the Chrisleys on 2 cases ... one related to an insurance matter, and the other a home Julie was going to rent.

F&S say they sent Todd a bill in November 2014 but he's dodged them ever since ... making up excuses about being too busy with his reality show, or being in the hospital with his son.