Clooney's Cousin -- Bad Guy in a Bank Lawsuit

Miguel Ferrer -- famous for playing the bad guy in a ton of major movies -- might need to hit up his famous cousin George Clooney for a loan ... cause dude allegedly owes a bank $142k.

According to a lawsuit filed this week, Ferrer -- who played evil roles in "RoboCop," "Traffic" and "Blank Check" -- took out a loan in April 2009 for $150k.

A few months later, City National Bank claims Ferrer didn't make a few payments -- so the bank exercised their right to collect the remaining $139k debt.

CNB also claims Ferrer has a credit card balance with them in the amount of $3,245.90 plus interest -- the bank claims Ferrer failed to make payments on that too.

City National Bank is suing for a grand total of $142,640.57 -- plus interest, costs and attorney's fees.