Bar Refaeli

Naked & Not Afraid

3/5/2014 5:30 AM PST BY TMZ STAFF
Don't hate Bar Refaeli because she's beautiful -- hate her because she's way MORE beautiful than you ... with a totally bare face.

Bar posted this selfie wearing ZERO makeup --- and flaunting a coconut beverage -- on a beach in Thailand.

Bar and coconuts. As hot as we imagined.