Rowe Settles Custody Issues Over Jackson Kids

TMZ has learned Debbie Rowe has settled her custody issues over Michael Jackson's children and it doesn't involve a single penny ... but it does involve a shrink.

Sources tell us, Rowe has agreed that Katherine Jackson will be the guardian of Michael's children, subject to the judge's approval.

Rowe will get visitation of the two children she had with Michael.

But here's what's interesting -- Rowe wants and will get a psychologist who will visit the children and help them adjust to her being in their lives on a meaningful basis.

Rowe will maintain her parental rights. We're told the agreement does not specify the amount of visitation.