Adele's bank account screams caviar and champagne, but she keeps proving she's strictly a peanut butter and jelly kinda chick.

Despite selling more than a 100 million records, at only 28, she loaded up on groceries Thursday at a Ralphs. She could easily cruise the aisles of a highfalutin Whole Foods or Bristol Farms -- and have someone do it for her -- but Adele keeps it real.