Poor Casper Smart. No really ... poor Casper Smart, who went hat in hand to Bank of America.
As we previously reported ... Jennifer Lopez did NOT give Casper a fabulous parting gift -- such as money -- when the two broke up a few months back.
So the freshly single/cash strapped Casper made the trek to the Calabasas branch, spoke with a banker and then hightailed it out of the parking lot on his chopper.
The good news -- he has experience babysitting, and that can pay quite a lot.