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Casper Smart

I Bank on America

Not JLo

6/27/2014 7:06 AM PDT BY TMZ STAFF

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Poor Casper Smart.  No really ... poor Casper Smart, who went hat in hand to Bank of America.

As we previously reported ... Jennifer Lopez did NOT give Casper a fabulous parting gift -- such as money -- when the two broke up a few months back.

So the freshly single/cash strapped Casper made the trek to the Calabasas branch, spoke with a banker and then hightailed it out of the parking lot on his chopper.

The good news -- he has experience babysitting, and that can pay quite a lot.

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