Fetty Wap Rolls to Court with $165k

Fetty Wap rolled into court Wednesday with $165k in cold hard cash to settle up several driving offenses except the one he says he's really guilty of -- DWB-AR ... driving while black and rich.

Fetty overprepared for his appearance in the NJ courtroom, where he entered many guilty pleas. The judge only hit him with a $360 fine, so he left with most of his stacks ... and flaunted the dough outside.

He was facing charges for driving with a suspended license, overly tinted windows and failure to replace lost or defaced license plates. All of that stemmed from his July arrest, but all's well that ends well.

He's keeping the tinted windows though -- Fetty's lawyer, Navarro Gray, told the judge it's necessary due to the rapper's glaucoma.