Colts Star Dwight Freeney -- Andrew Luck vs. RG3 ... Who's Better??

Andrew Luck has the better record ... Robert Griffin III has the flash ... but when it comes to the NFL Rookie of the Year award, it's like "Highlander" ... there can be only one.

So, who deserves it? We ran into Indianapolis Colts superstar Dwight Freeney on the streets of NYC yesterday ... and though you might expect him to lean a certain way, he told us, "Both of those guys ... too much talent ... those guys have too much talent."