Kobe Bryant can afford a $300k Ferrari ... but for some reason, the NBA star hasn't sprung for a hands-free device for his cell phone.
Bryant was cruising down the 405 Freeway yesterday ... steering through traffic while yakking away on his hand-held cell phone ... a major no-no in the state of California.
In fact, Kobe's lucky he wasn't spotted by the CHP -- 'cause a talking-while-driving ticket usually runs around $159 for the first offense ... and $279 for subsequent violations.
We're sure he can afford the ticket ... but you can't put a price on safety.
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