Unemployment is VERY good for Victor Cruz ... 'cause check out these pics of the NFL star hanging out with his insanely hot, thong bikini-wearing girlfriend, Karruche Tran.
Makes ya wanna salsa dance, right?!
The couple was letting it all hang out in Miami on Thursday ... adding a little extra sexy to one of the best model-watching spots on the planet.
Victor and Karruche have been dating since at least December -- and even KT's ex-boyfriend, Chris Brown, has said, "They look really good together."
Yeah ... he's right.