Tom Brady On Not Being Highest Paid NFL QB, 'My Wife Makes a Lot of Money'

Tom Brady says there are TWO good reasons he's not the highest paid player in the NFL ...

1) He'd rather have the Patriots use the cash to pay other good players

2) HIS WIFE'S ALREADY SUPER RICH!!!

It's true ... TB12 explained the whole thing on "Jimmy Kimmel Live!" when Jimmy pointed out that Brady (who's won more Super Bowls than any other QB ever) is the 18th highest paid QB in the NFL.

Don't worry, he ain't exactly poor -- Brady is slated to make $15 million in 2019.

But, Tom broke it down this way ...

"I think the thing I've always felt for me in my life, winning has been a priority. And, my wife [Gisele] makes a lot of money."

Brady continued ... "I'm a little smarter than you think. Actually, it's a salary cap. You can only spend so much and the more that one guy gets is less for others. And, for a competitive advantage standpoint, I like to get a lot of good players around me."

He's not kidding about Gisele ... she's made a FORTUNE over the years as the highest paid model on the planet.

According to Forbes, the Brazilian raked in $42 million in 2013 alone -- though that number has gone way down over the years.

She reportedly only made $10 mil in 2018.

HOW WILL THEY SURVIVE ON THAT MEASLY SALARY?!!?