Towns gave a ton of credit to his girlfriend Jordyn Woods-- saying she's been there for him through it all ... including a car accident nobody knew about.
"My woman has held me down more than the world knows," Karl-Anthony said ... "From my mother and family members dying (1 on her bday in Cabo), getting hit by a drunk driver (was 2pm in the afternoon FYI) in LA this off-season and staying with me in the hospital for the night and helping me in rehab."
He also credited Jordyn for helping him through his current stint with COVID.
"My love for her knows no bounds and I would be remiss if I don't acknowledge the power a good woman can have in your life."
We called KAT's reps to find out more about the car accident -- but so far, no word back. We're also out to law enforcement, the Timberwolves and more.