Taylor Swift will have to walk herself through a winter wonderland if she wants to watch Travis Kelceplay on Saturday ... 'cause Arrowhead Stadium is already covered in snow -- and the forecast for the weekend isn't looking much warmer at all.
The Chiefs shared photos of their home field in Kansas City on Wednesday afternoon ... and as you can see, it's already looking awful chilly three days before their postseason kicks off.
And, according to meteorologists ... it's going to stay that way for the Dolphins game Saturday night, with temps expected to hover right around 8 degrees Fahrenheit.
There's been no official word yet if Swift will indeed make the trek through the snow to catch Kelce's playoff game ... but given that she's been to most of his tilts since September, it seems she'll find enough coats to stay warm while watching her man.
Kelce and the Chiefs, meanwhile, are 4.5-point favorites for now ... though considering the Dolphins play an up-tempo style of ball in weather that's normally closer to 70 degrees -- that number could certainly rise by the time the two squads clash.